JUDGMENT ENFORCEMENT SERVICES

Turn Court Judgments Into Real Money Recovered

Winning the judgment is only half the battle. Ranworks enforces unsatisfied civil judgments through comprehensive recovery and enforcement services. We lawfully locate judgment debtors and pursue wage garnishment, bank levies, and asset enforcement as permitted by law.

Professional Judgment Enforcement

You won your case. The court awarded you a judgment. Now comes the hard part: actually recovering the money. Almost 80% of all judgments are never recovered. The court may have awarded your judgment, but enforcement is your responsibility.

Ranworks can succeed where you haven't. We have the resources, expertise, and determination to enforce the judgment you worked so hard to get. We conduct thorough investigations to uncover all assets or sources of income and take whatever steps are necessary to legally seize them.

Our contingency enforcement services typically apply to judgments of $10,000 or more. Smaller judgments may be accepted on a case-by-case basis. We use every method at our disposal to recover the full amount of the unpaid judgment plus any interest that has accrued since the judgment was issued. We track judgment debtors down even if they've moved to another state. We access both private and public databases that allow us to skip-trace debtors and locate any assets they may have. As allowed by law, we garnish wages, attach bank accounts, and seize assets as necessary. We enforce the judgment that was legally and rightfully awarded to you by the courts.

Judgment Enforcement Services
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Debtor Examination Scheduling & Service
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Wage Garnishment Orders
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Bank Levy Coordination & Service
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Asset Search & Skip Tracing
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Judgment Renewal Assistance
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Abstract of Judgment Filing
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Till Tap & Keeper Services (When Permitted)
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Property & Vehicle Levy Coordination

How We Work

Flexible enforcement solutions designed to maximize recovery while minimizing risk to you.

Option 1

Future-Pay Basis

We are paid a percentage of whatever we recover from your judgment. You pay nothing up front. We handle all costs and expenses incurred in locating the judgment debtor and enforcing the judgment. Our fee is paid from amounts recovered on the judgment, at no cost to you. No recovery = we donโ€™t get paid.

Option 2

Outright Purchase

We purchase your judgment outright for a percentage of the award amount. This option is typically available only when we're confident in a successful recovery.

Judgment Types We Enforce

We focus on enforcing court-awarded judgments involving civil, business, and contractual disputes using lawful and effective recovery methods.

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Unpaid Civil Judgments

Breach of contract, personal injury, property disputes, fraud cases, and business litigation. We enforce civil court judgments where the debtor has failed to pay the court-ordered amount.

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Small Claims Judgments

Small claims judgments require the same enforcement procedures as larger cases. We handle qualifying judgments of any size that meet our minimum enforcement threshold.

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Eviction Judgments

Landlords with unpaid rent judgments following eviction may recover money owed through wage garnishment and bank account levies for unpaid rent and damages.

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Business Debt Recovery

Judgments against businesses or individuals for unpaid business debts, vendor payments, service contracts, or commercial disputes. We locate assets and coordinate enforcement.

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HOA Assessment Recovery

Homeownersโ€™ associations with unpaid assessment judgments can enforce recoveries through property lines and wage garnishments for unpaid HOA fees.

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Breach of Contract

Judgments arising from broken agreements, unpaid services, failed business deals, or contract violations. We pursue debtors who refuse to honor court-ordered payments.

We do not enforce consumer debt.

OUR ENFORCEMENT METHODS

We utilize aggressive, court-authorized legal procedures to identify assets and ensure the recovery of your judgment through every available legal channel.

01

Court-Ordered Debtor Examination

Court-ordered examination where the debtor must appear and answer questions under oath about their assets, income, bank accounts, property ownership, employment, and finances. Debtors who lie face contempt charges.

02

Court-Ordered Wage Garnishment

For debtors with steady employment, we garnish wages directly from their employer. California law allows garnishment up to 25% of disposable earnings until the judgment is satisfied.

03

Court-Ordered Bank Levy

We freeze and seize funds from the debtor's bank accounts. Once we identify where the debtor banks are, we coordinate service on financial institutions to attach available funds.

04

Property Liens

We record an abstract of judgment against the debtor's real property. When they attempt to sell or refinance, the lien must be paid. This method is long-term but highly effective.

05

Court-Ordered Vehicle Levy

We seize and sell the debtor's vehicles to satisfy the judgment. We coordinate service with DMV and the Sheriff's department to locate and levy registered vehicles. (Subject to exemptions).

06

Asset Search & Skip Tracing

We locate debtors who've moved or are hiding. We search public records, property ownership, vehicle registrations, employment databases, utility connections, and business interests to find hidden assets and current locations.

07

Court-Ordered Till Tap and Keeper Services

For business debtors, we coordinate the direct seizure of cash receipts. Sheriff's presence at the business location collects cash proceeds to satisfy the judgment.

Judgment Types We Enforce

We focus on enforcing court-awarded judgments involving civil, business, and contractual disputes using lawful and effective recovery methods.

โš–

Unpaid Civil Judgments

Breach of contract, personal injury, property disputes, fraud cases, and business litigation. We enforce civil court judgments where the debtor has failed to pay the court-ordered amount.

๐Ÿ“„

Small Claims Judgments

Small claims judgments require the same enforcement procedures as larger cases. We handle qualifying judgments of any size that meet our minimum enforcement threshold.

๐Ÿ 

Eviction Judgments

Landlords with unpaid rent judgments following eviction may recover money owed through wage garnishment and bank account levies for unpaid rent and damages.

๐Ÿข

Business Debt Recovery

Judgments against businesses or individuals for unpaid business debts, vendor payments, service contracts, or commercial disputes. We locate assets and coordinate enforcement.

๐Ÿ˜

HOA Assessment Recovery

Homeownersโ€™ associations with unpaid assessment judgments can enforce recoveries through property lines and wage garnishments for unpaid HOA fees.

๐Ÿ“

Breach of Contract

Judgments arising from broken agreements, unpaid services, failed business deals, or contract violations. We pursue debtors who refuse to honor court-ordered payments.

We do not enforce consumer debt.

FAQ

It varies significantly based on debtor circumstances. Wage garnishment can start recovering within 60 to 90 days. Bank levies happen immediately once accounts are identified. Property liens are long term until property sells. Overall, expect 3 to 24 months for meaningful recovery depending on assets discovered and debtor cooperation.

If a debtor truly has no income, assets, or property, recovery may not be practical currently. However, California judgments last 10 years and can be renewed. We can wait until the debtor's circumstances improve. Many "broke" debtors are hiding assets we eventually uncover.

Generally no. Social Security, SSI, and disability benefits are exempt from garnishment for most judgments. Exceptions exist for child support, taxes, and federal student loans. If a debtor only receives exempt income, wage garnishment won't work but other methods like property liens might.

California judgments can be domesticated to other states where the debtor now lives. Once domesticated, you can enforce using that state's recovery procedures. The process adds time but doesn't prevent recovery. We coordinate enforcement in other states when necessary.

Bankruptcy typically stays recovery efforts while the bankruptcy is pending and We pause enforcement and monitor the case outcome. Some judgments can be discharged in bankruptcy, especially unsecured debt. However, fraud judgments, certain intentional torts, and secured debts may survive bankruptcy. Consult a bankruptcy attorney about your specific rights.

California judgments must be renewed before the 10-year expiration. File an Application for Renewal of Judgment with the court before expiration. Renewed judgments last another 10 years and continue accruing 10% annual interest. There are judgments that are classified as consumer judgments that may only be renewed at 5% and for a one-time additional 5 years. Consult with your attorney to determine if your judgment meets this criteria.